Wise - Bank Transfer
Wise (formerly TransferWise) is an international money transfer platform that lets you pay affiliates directly into their bank accounts in their local currency. Unlike PayPal, Wise deposits funds straight into the affiliate's bank account, no digital wallet needed.
Why Wise?
Pays directly into the affiliate's local bank account
Supports 50+ currencies across 80+ countries
Low transfer fees compared to traditional bank wires
Affiliates receive funds in their own currency without needing a PayPal or Tremendous account
Prerequisites
Before connecting Wise to Yuko, make sure you have:
A Wise Business account
Sufficient funds added to your Wise account via bank transfer
Access to Wise Developer Tools to generate an API token
Step 1 — Add Funds to Your Wise Account
Log in to your Wise account at wise.com
Go to your account balance
Add money via bank account transfer
⚠️ Warning: Make sure your Wise account has sufficient funds before processing any affiliate payouts. Payments will fail if your balance is insufficient.
Step 2 — Generate a Wise API Token
Click on your profile icon (top right)
Go to Integrations and Tools
Under Developer Tools, click API Tokens
Click Add New Token
Name it Yuko
Set access level to Full Access
Click Create Token
Click Reveal Key, enter your Wise account password when prompted
Copy the API key
Step 3 — Connect Wise in Yuko
In your Yuko dashboard, go to Payouts → Payment Methods
Find Wise and enable it
Paste the API key you copied from Wise
Click Verify
Yuko will validate the key and activate Wise as a payout method.
What Affiliates Need to Do
Affiliates must enter their bank account details before you can pay them via Wise:
The affiliate logs in to their Affiliate Portal via your Shopify login
They go to their Settings -> Profile section
They enter their bank account details (account number, sort code/routing number, and any other required fields for their region)
They click Save
Once saved, their bank details are stored securely and linked to their affiliate account.
Important: Make sure you inform your affiliates to complete this step before you process their payout. Wise will only appear as a payment option for affiliates who have saved their bank details.
Paying Affiliates via Wise
In your Yuko dashboard, go to Payouts → Balance
Select the affiliate you want to pay
Choose Wise as the payment method
Confirm and proceed to pay
Accepting the Payment in Wise
After you initiate the payout from Yuko, a payment request will appear in your Wise dashboard pending your approval:
Log in to your Wise account
You will see the payout request sent from Yuko
Review the payment details
Click Accept
Once accepted, Wise will process the transfer, and the affiliate will receive the funds directly in their bank account.
Note: Processing times vary by country and currency. Most transfers complete within 1–2 business days.
Need help?
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